MircoFunds and New York

Revenue Based Financing

Available in amounts ranging from $10,000 to $1,000,000

Our Revenue Based Financing allows businesses to borrow against money that is owed to them from services already completed. Businesses can also borrow against future earnings that are received through a fixed percentage from either your bank account or CC terminal.

Benefits of Revenue-Based Financing:

  • Allows quick access to working capital
  • Approvals based on cash flow, not traditional metrics
  • Easy qualification process with no personal collateral required
  • Financing that doesn’t require any equity
  • Payments based on a fixed percentage of sales

Ideal for …

  • Agriculture Producers & Service Providers
  • Contractors
  • eCommerce
  • Hotels
  • Manufacturers
  • Medical Practices & Suppliers
  • Restaurants
  • Wholesalers

Small Business Loans

Available in amounts ranging from $10,000 to $1,000,000

Available to businesses in virtually every industry, our small business loans are designed to help meet short-term financing needs and are a great tool to help manage cash flow. We offer a wide range of business loan options – depending on state, business type, credit profile and other risk factors.

Benefits of Small Business Loans

  • Easy qualification process with no personal collateral required
  • Financing that doesn’t require equity
  • Fixed predictable payments and structured terms
  • Flexible options based on geography and industry

Ideal for …

  • Automotive Shops
  • Construction Services
  • eCommerce Organizations
  • Medical Practices & Suppliers
  • Professional Services Providers
  • Manufacturers
  • Wholesalers

Equipment Financing

Get the equipment you need, when you need it.

Our equipment financing lets you get the equipment your business needs and allows you to buy it from who you want.

Benefits of Equipment Financing

  • Allows you to have the most up-to-date and advanced equipment on the market
  • Fast approvals so you can get the equipment when you need it
  • Keep bank and other lines of credit open
  • No down-payment
  • Section 179 tax savings on qualified equipment and deals

Ideal for …

  • Construction
  • Contractors
  • Transportation Services
  • Towing Companies
  • Vehicle Fleets

Factoring

Leverage future receivables for operating capital now!

Use future receivables to increase your business’s immediate cash flow and pay for the things your business needs right away.

Benefits of Factoring

  • Get the full amount for your invoices, minus a fee
  • No down-payment
  • No debt to repay
  • No long-term commitment
  • No maximum

Ideal for …

  • Distributors
  • Manufacturers
  • Shipping and Transportation
  • Wholesalers

Helix Medical Financing

Tailor-made financing for Independent Healthcare Professionals

A unique financing product created to provide easy and fast financing to independent healthcare practices.

Benefits of Helix

  • Expedited financing
  • Healthcare specific underwriting
  • Multiple financing options tailored to your practice’s needs
  • Streamlined, simple, and easy application

MircoFunds UK Business Colleague

Google Partnership:

We have a strong track record with Google and Gmail.  All our email addresses are tethered to the backbone servers of Google.  As our designated email service provider, Google via gmail, delivers the best service that any company may require.  Our experience for the last ten years has been nothing less than wonderful.  The same service and benefits that all gmail subscribers enjoy, MircoFunds.com enjoys.  We too enjoy the equivalent joys by logging in with gmail.com. We are grateful for this business convenience and prosperity.  It certainly is opening doors for our business to thrive on an international level.

USA Funding Investors:

Some years back, a number of US investors became interested in the process of our business history, primarily because of our ties with Google.  Since then, we have been able to secure a stable financial relationship with several USA investors.  Those ties are now cutting an edge for our service as we look forward to the future.  As a funding introducer, MircoFunds.com was birthed from this financial experience with our US investors.  However, if it was not for the partnership with Google, it is possible that we might still be at work seeking US investors through various financial platforms.  However, thankfully that is not the case today.  Today, MircoFunds.com is carving out its path with funding investors and Google.  So, the next logical question is what is the objectives of MircoFunds.com?

Mircofunds and the UK:

We act as an introducer for our UK investors.  In essence, we match business owners with our UK investors.

Our investors have been in business for over fifteen years.  They provide funding to business owners based on their funding needs.  Those needs can be met with the minimum business loans starting at £10k – £100k as UNSECURED.  Likewise, the SECURED business loans starting at £10k – £500k.  Please view the criteria for special attention.

However, it must be noted that Mircofunds.com does require all potential clients to sign a MNDA before delivering any documents for funding consideration.

It is important to note that THERE ARE NO UPFRONT FEES with Mircofunds.com.  (Unless there is a charge for an arrangement fee on a secured loan. However, this is usually deducted from the gross loan upon payment of the advance).

It is also important to note, this service is only for business clients who are seriously thinking about obtaining funding through our service partners.

 

Our Products:

  • Unsecured Loans – Up to £100k, terms 12-18 months
  • Secured Loans – Up to £500k, terms 12-36 months
  • Asset Finance
  • Bridging Loans
  • Motor Stock Finance
Our Criteria:
  • 3-6 months trading history required
  • Minimum annual turnover £100k
  • Positive lending reasons
  • UK homeowner PG required
Our USP’s:
  • Happy to work with poor credit / CCJ’s
  • Human underwriting team who assess each case on it’s own merits
  • No computer generated rejection algorithms
  • Decision within 48 hours. Pay-out same working day if approved


The information & documents we need in order to approve each application include:

— Short paragraph of business background & reason for funding
— Address details for the last 3 years and dates of birth for all directors / owners
— Last 3 months’ business bank account statements
— Most recent filed accounts & management accounts if available
— Completed assets & liabilities form for each director. Please contact us at support@mircofunds.com so we may provide you with the application forms.

Belize Raffle Drawing

Google Partnership:

We have a strong track record with Google and Gmail.  All our email addresses are tethered to the backbone servers of Google.  As our designated email service provider, Google via gmail, delivers the best service that any company may require.  Our experience for the last ten years has been nothing less than wonderful.  The same service and benefits that all gmail subscribers enjoy, MircoFunds.com enjoys.  We too enjoy the equivalent joys by logging in with gmail.com. We are grateful for this business convenience and prosperity.  It certainly is opening doors for our business to thrive on an international level.

USA Funding Investors:

Some years back, a number of US investors became interested in the process of our business history, primarily because of our ties with Google.  Since then, we have been able to secure a stable financial relationship with several USA investors.  Those ties are now cutting an edge for our service as we look forward to the future.  As a funding introducer, MircoFunds.com was birthed from this financial experience with our US investors.  However, if it was not for the partnership with Google, it is possible that we might still be at work seeking US investors through various financial platforms.  However, thankfully that is not the case today.  Today, MircoFunds.com is carving out its path with funding investors and Google.  So, the next logical question is what is the objectives of MircoFunds.com?

Mircofunds and Belize:

We act as an introducer for our USA investors.  In essence, we match business owners with our US investors.

Our investors have been in business for over fifteen years.  They provide funding to business owners based on their funding needs.  Those needs can be met with the minimum business loans starting at US$8 million and as high as US$900 million.

Businesses that are registered and have been in operation for at least three years may be approved more easily than others.  Collateral is need.  The investors do require that the business owner makes a 15% investment in the project that is seeking funding.

Once we feel comfortable with a project, we will negotiate with the business owner to do a presentation of their business plan and executive summary.  Those confidential documents would then be presented to our US investors for funding consideration.

However, it must be noted that Mircofunds.com does require all potential clients to sign a MNDA before delivering any documents for funding consideration.  In addition to the MNDA there is an introducer’s fee agreement, which carries a standard 1.5% service rate.  This fee however is contingent on the approval of the business loan.  It is important to note that THERE ARE NO UPFRONT FEES with Mircofunds.com.  In other words, if your business loan is not approved, we do not get paid and the business owner does not need to pay us any introducer’s fee.  It is that simple.

It is also important to note, this service is only for business clients who are seriously thinking about obtaining funding through our service.  This is not a requirement for our team player.

The SMART Tech Platform will introduce a new dynamic potential for Startup ideas, concepts and funding for our Team Players.

Team Players:

The idea of introducing Team Players for Mircofunds.com in Belize is a business concept that is already a reality in several countries via numerous corporations.  Providing funding for Startups and existing businesses is one of the goals for MircoFunds.

We believe that with our current partnerships that we will be able to produce a SMART Tech Platform in Belize, which will create a new form of funding.

We have key partnerships already in place.  Therefore, what we now have embarked on is yet another level of funding introduction.  Our objectives are to encourage business ideas and concepts.  We are big supporters of startups and we want to see all businesses succeed.  However, we believe that those who are well positioned with the right professional attention, backed with the needed funding, will prevail.

Our objective is to ensure that everyone who encounters our path may tap into this all-inclusive funding platform that has been made available to us.

 

Essence Scripted!

The essence of personal worth is equated to a script that is tendered and correctly accepted throughout life.   The script consists of mental and moral qualities, distinctive to an individual and acts as the central organ that maneuvers the decision making processes of each person.

Creative Powers!

Personal worth has meticulousness to its stature.  It is through its creative powers that honest work is birthed and gifted with zeal to perpetuate.  The question that emerges at this pivotal inception is what gives personal worth its essence?

Personal Worth for Honest Work

Honest work has its protective armor, it is personal worth!  This is the motor that automates the existence behind its wealth.  Not even the enshrouded caprices, from an emerging market, can survive the essence behind this certainty.

Honest Work Side-Steps Entrapment!

Some months ago, I published this quote shortly after it was written.  At the time of its creation, I was really under pressure with work and had a lot on the table, so to speak.  However, this weekend I had the most valuable opportunity to revisit the work that was once started to add more substance to its existence.

Here is the quote:

¨Honest work has its protective armor.   It is personal worth.  This is the motor that automates the existence behind its wealth.  Not even the enshrouded caprices, from an emerging market, can survive the essence behind this certainty.¨

Here is the added substance:

Have you ever experienced an honest situation where the life of transparency was preoccupied?  Now transfer that proposition to honest work.  Can work be honest without being translucent?  Would it be adequate to determine that honest work has a mantle of pellucidity?  Furthermore, to be on the side of logic, if work is not honest, it will not only lack transparency, but it will unmistakably emit a veil of entrapment.  Example: omission of transparency and evasion of responsibility will almost certainly spawn a viewable trace of emission.  In other words, to omit and evade is to emit.

For this essay, I will equate omission or to omit with the definition of neglect.  Likewise, I will also parallel the use of evasion or to evade with the classification of escape.  Finally, I will associate emission or to emit with the meaning of produce.

Personal Worth

Neglect:  For use of space, let’s use the term [lack of care] to define this word.  This can become quite fatal in the perspective if related to a parent with a child or a banker with trusted funds of his constituents.  Moreover, the unwarranted questions that would emerge could almost become a justifiable investigation.  This would be based on shared-vision and shared-position of those rendering their honest analysis of the situation.  The fiery inquisition that must be shouldered is:  What would cause the emergence of neglect or lack of care?

Escape:  We now turn our attention to this most dramatic sequence of happenings.  In trying to define this term, let’s preface this itinerary from our professional intelligence perspective.  As professionals, we do not seek the need to escape from any given situation, without due notice and without a lawful and clear justification.  Therefore, the heart of this reasoning lies within these words:  knowledge makes available the need for avoidance.  In other words, information permits evasion.  However, this can be considered judiciously accurate only where wrong-doing is evident.

Produce:  As the final carpet is rolled out, all previous scenes are now conscripted in this ruthless fabrication.  Its description is now bottled up in its hindmost rudimentary certainty.  It is this third and final stage that almost never derails its true identity.  In other words, what you see is what you will get.  However, I like the old saying:  [follow your gut feelings.]  In support of this adage, I would say, your gut feelings are enigmatically the final product of what you see, what you hear and what you sense.  This is your personal worth.  Go forward protecting and defending!  Have a great day!

Honest Work!

When financial worth is determined by credit score, wisdom calls for keeping of all transactions safe.  However, wealth is not always dependent on credit score and neither does it always derive from credit score.  However,  it certainly and will always be credited and graded by honest work.